Tuesday, November 27, 2012

Four Week's 'Til Christmas Countdown!



 

Keep your Holiday Spending IN CHECK!

Financial Stress can be eliminated if you stay focused & disciplined!

Budget vs.  Gift List

Compare where you are at in terms of staying on budget.

What adjustments do you need to make—this can be an opportunity to practice fiscal responsibility so that you do not end up with a stressful credit card bill come January.

Shopping Tip One:  if you have received “Bonus Bucks” or whatever it may be coined—go in to that store with determination  only to spend what would fall under the “Bonus Bucks”  you can get someone a gift that was “Free”!  

Shopping Tip Two:   Don’t rule out consignment shops or thrift stores.  You can find some real treasures there at incredible deals!! 

Budget vs. Party Plans—

Have you mapped out how much you can afford for holiday parties/gatherings?

Figure that out TODAY! 

Party Tip One: Are you the host/hostess?    Make the occasion a potluck event—helps to reduce your costs and you get to try new dishes!  Ask guests to bring drinks and desserts.  There are many ways you can involve others, not only does this help with the cost of the party, but it helps to free you up to do other things—like enjoy the party!

Party Tip Two:  Protect our environment and your wallet!  Green your party through environmentally friendly decorations, and recyclable tableware.

Budget vs. Travel—

Are there any adjustments that need to be made in this category?  Something we sometimes forget to account for is kennel costs.  Remember that pets come into this equation too.

Travel Tip One:  Would leaving a day earlier or later help you out with travel rates?  Consider making that kind of an adjustment if possible.  

Travel Tip Two:  Consider carpooling?
 
Living Green means being responsible in ALL areas of Life!  Take the stress out of Christmas purchasing by staying within your budget. 
 
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